International Travel Insurance Plans

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Medical Coverage While on International Holiday, Business, Missionary Trips, Overseas Visits, and more...Up to 1 Year of Coverage.
Why get travel Insurance? What could happen?
  • Skiing Accident: $48,510* (Uninsured)
  • Snake Bite: $25,730* (Uninsured)
  • Emergency Medical Evacuation: $68,902*
  • Sea Urchin Sting: $1,372* (Uninsured)

Atlas Travel Series: from under $1/day

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Long-term, Renewable Interantional Health Insurance Coverage While Out of Your Home Country...More Than 1 Year of Coverage.
Why get travel Insurance? What could happen?
  • Hermit Crab Bite: $1,372*(Uninsured)
  • Heart Attack: $240,084*(Uninsured)
  • Car Accident: $120,599*(Uninsured)
  • Mugging Injury: $17,404*(Uninsured)
  • Femur Fracture: $78,699*(Uninsured)
  • Malaria: $69,728* (Uninsured)

CitizenSecure®: from $33/month

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International Health Insurance – Travel Health Insurance Plans

International Travel Insurance – Protection for You

Each year millions of visitors travel abroad for overseas vacations, corporate or business travel, international study abroad, and missionary travel worldwide to name a few. Many international travelers discover the hard way that their home country health insurance policies provide little or no coverage for losses incurred as a visitor in a foreign country or an expatriate living abroad long-term. Coverage for medical treatment away from home can be expensive and evacuation from a life threatening situation can cost thousands of dollars more than the cost of the trip abroad. HCC Medical Insurance Services helps take some of the risk out of international travel abroad. Protection against these health care losses is available for individual visitors traveling worldwide, outside of their home countries.

Short-term International Travel Insurance

International travel always involves risk, but there is no reason why those risks should slow you down. The lack of appropriate travel health insurance coverage could expose you to serious financial liability. Why not choose an international health insurance plan that can be tailored to provide the right balance of affordability, benefits, and service for your specific journey? Choose the deductible, coverage limit, and period of international travel insurance that suits your needs for your intended trip. HCCMIS's international travel insurance plans automatically include travel and medical assistance services designed with the unique needs of international visitors in mind. HCC Medical Insurance Services can't take all the risk out of international travel abroad, but when the unforeseen happens, we can help.

Expatriate Medical Insurance while Living and Working Internationally

If you are an expatriate living abroad, traditional sources of health insurance from your home country may not meet your needs. (Especially for an expat who is a US citizen). Geographical exclusions and provider limitations common to private US health insurance policies may restrict or even eliminate international health insurance coverage available to an expatriate while outside the US. At the same time, you may not be eligible for participation in the government-sponsored health insurance plans of the country where you reside. Understandably, you may wish to have access to international health-care in other overseas countries if you travel abroad and become seriously ill. HCC Medical Insurance Services offers reliable, affordable expat medical insurance plans designed for the unique needs of expatriates living overseas.

International Student Health Insurance

Some estimate there will be over one million students involved in international educational programs this year. Educational institutions worldwide have increased the number of foreign students who travel, including students who travel to the US to study on J-1 education or work visas. Why trust just any study abroad program to protect your international student? HCCMIS's StudentSecure® offers comprehensive international student health insurance for students and scholars attending universities outside of their home countries. Whether you are looking for individual student insurance coverage or coverage for the entire family, HCCMIS's international student health insurance plan offers two levels of coverage to choose from. Each plan includes coverage for medical expenses, emergency medical evacuations, and more!

U.S. Short-term Medical Insurance

HCC Life Short Term Medical (STM) offered by HCC Life Insurance Company, is a temporary health insurance policy designed for US citizens or residents in transition. Being uninsured, even for a short-term period of time, can have disastrous consequences. HCC Life's Short Term Medical insurance provides reliable, affordable protection for individuals and families who find themselves with limited access to health insurance due to life circumstances. Even though recent college graduates and young adults will be able to stay on their parents' policies for longer, many are finding that the premiums are just too expensive. Many also find COBRA health insurance too costly, and early retirees need temporary medical protection while they await Medicare eligibility. The list goes on. HCC Life's Short Term Medical insurance may be an appropriate solution for individuals and families in transition.

Business Travel Insurance and Group Travel Insurance

Whether you frequently or infrequently go on international business travel, it's important to ensure you have insurance protection while traveling overseas with business travel insurance. For many, their domestic insurance provides limited or no coverage while traveling abroad, even if it is for your company. The Atlas Professional plan can provide you with not only emergency medical coverage, but convenient travel associated benefits like trip interruption, natural disaster, and lost luggage coverage – all at a low $250 per trip deductible. The Atlas Professional plan is available to both U.S. citizens and non-U.S. citizens, and covers multiple international trips lasting 30 days or less. Preparing a trip abroad for 5 or more people? Then save 10% when you apply for group travel insurance with our Atlas Group plan.

International Trip Cancellation Insurance

Safeguard your trip investment against unforeseen incidents. Trip Cancellation and Trip Interruption products are available for all types of travel, whether for business or leisure. Choose one of our three products: Trip Protector Lite, Worldwide Trip Protector, and Worldwide Trip Protector Gold. Whether it is protecting your airline ticket and baggage or protecting your trip by being prepared for last minute changes to your travel, make sure your covered.

Worldwide Medical Insurance Coverage

Whatever your reason for traveling globally, finding a plan that offers worldwide medical insurance coverage is key to having flexibility. Our plans offer you the ability to choose any provider you wish. Plus, HCCMIS's worldwide health insurance plans all utilize a large international provider network. This means that should you choose to, you will be able to go to an in-network hospital or physician while traveling abroad and may avoid the hassle of filing insurance claims on your own. Our international health insurance network consists of over 400,000 doctors in over 130 countries – now that's insurance with a global reach!


*The claims examples provided above are based on actual international health insurance claims handled by HCCMIS. Coverage for similar international health insurance claims is not to be inferred from the above examples, as all claims are determined to be eligible/ineligible based on the applicable international health insurance policy and the facts and circumstances of each claim.

HCC Medical Insurance Services is a subsidiary of HCC Insurance Holdings, Inc.

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